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Personal budgeting

hold.

Track spending, set limits per category, and see how much you can safely spend today. One number on the home screen, the detail a swipe away.

holdmy.app →
Hold home screen: net worth €16,655.12 across 5 accounts, October expense and income, and a shared monthly budget with €751.24 left
One number

What you can safely spend today, on the home screen. No charts to decode.

Category limits

Set a ceiling per category. Hold. warns you before you hit it, not after.

Shared budgets

Split rent, groceries or a trip with someone. You both see the same number.

One number, then the detail.

The monthly budget overview: €3,748.76 spent of €4,500, on track, with per-category limits for housing, groceries, dining out, transportation and shopping
The transactions list for October, grouped by day, with household and partner badges on shared entries
The Together tab of a shared budget: you versus Gus side by side, who spent what, and a “Gus owes you €264.59” settle-up pill
Analytics: an expenses-by-category gauge totalling €2,025.12, up 10% versus September, with a ranked category list
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